Jolene and her husband,
Brian
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Meet
Jolene
From the moment you meet Jolene, you will
feel the enthusiasm and energy of someone who really enjoys what she is doing.
One of the most rewarding things in Jolene's life is meeting and helping people
with their real estate needs.
Whether buying or selling, her goal is to
educate and guide you through the process, making it possible for you to
reach your goals, while making the process as smooth and hassle-free as
possible.
Jolene's commitment to education and being on
the cutting edge of technology has kept Jolene at the forefront of the real
estate industry giving her clients a competitive edge.
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Licensed REALTOR since
1983
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GRI - Graduate Realtors
Institute
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CNHS - Certified New Homes Specialist
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Meet Jolene's Family. Both Jolene and her
husband Brian were raised in Minnesota. Brian has worked in surgery at the Mayo
Clinic for twenty-seven years as a Surgical Assistant. They enjoy three
wonderful dogs - Champagne, Hallie and Joplin, which keep things pretty busy.
 Champagne, our Lhasa
Apso Hallie, Soft-Coated Wheaten Terrier Joplin, Lab/Springer mix as
a puppyThey all travel well together and love the
outdoors - camping, fishing and especially the hiking. Jolene is
re-learning to fish again! The Dosdall's are members of Christ Community Church
in Rochester, MN.
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Financing Your Home >Home Free
Conventional wisdom says, "Don't pay off your mortgage early." Are you foolish to consider an early payoff? Absolutely not! By adding just $50 to $100 to your mortgage payment every month, you can save thousands of dollars in interest, pay off your loan quicker, and eliminate a major monthly expense.
The argument usually given against paying off a mortgage early is that you can make investments with your extra cash, such as mutual funds, stocks or bonds, which pay higher returns. This approach enables you to take the mortgage interest deduction and have easy access to your money, in case you need it. These are all definite pluses, but are not guaranteed savings results.
Any extra income which an investment might generate above your home equity appreciation can be offset by a bad year in the investment market. Investment earnings can virtually eliminate the income tax advantage of your mortgage interest deduction, since stocks and bonds are likely to generate a fair amount of dividends, interest income and capital gains.
It isn't as simple as conventional wisdom--consult a financial expert.
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| Q |
Which law allows a person to give another individual up to $10,000 a year without any tax consequences?
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| A |
The Federal Gift Tax Law allows both parents to give a child (or anyone) $10,000 each in one year. |
 See More Real Estate Trivia > |
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